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US Mortgage, Refinance & Home Loan Inquiry Dataset (2024–2025) – 200.6K Records CSV

Price range: $1,200.00 through $7,500.00

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High-quality U.S. loan inquiry dataset (2024–2025) with 200K+ records. Includes emails, phones, addresses, loan types, credit scores, and property info. Ideal for mortgage, refinance, and real estate marketing.

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Description

Published January, 2026

 

Pricing tiers
(contact us if you need a specific slice)

Tier Records Description Price (USD) Notes for Buyer Input
Tier 1 – State Slice ~10K–50K Select borrowers from specific U.S. states. Includes full personal, loan, and property info for the chosen state(s). $1,200 Buyer specifies states of interest and any other filters (loan type, credit profile) in the checkout notes.
Tier 2 – Loan Type Slice ~20K–70K Filter by loan type (Home Refinance, Home Purchase, Home Equity, Reverse Mortgage). Full details included for selected types. $1,800 Buyer lists desired loan types in checkout notes.
Tier 3 – Credit Profile Slice ~15K–60K Filter borrowers by credit score categories (Poor, Fair, Good, Excellent). Includes full borrower, property, and loan info. $2,000 Buyer specifies credit score categories to include.
Tier 4 – Property / Use Slice ~20K–80K Focus on borrowers by property type or use (Primary Residence, Investment Property, Secondary Home, Mobile Home, Condominium, Townhouse). $2,200 Buyer specifies property types or usage in notes.
Tier 5 – Full Dataset 200,600 Entire U.S. loan inquiries dataset (2024–2025), all states, loan types, credit profiles, and property info. $7,500 N/A – full dataset, no segmentation required.


Unlock a highly detailed dataset of real U.S. borrowers and loan inquiries from 2024–2025, including personal, property, and loan information. Perfect for mortgage lenders, refinancing specialists, real estate investors, and financial services marketers looking to reach pre-qualified borrowers with actionable loan profiles.


Key features

    • 200,600 verified records with full details

    • Personal info: name, email, phone, address, city, state, zip

    • Loan data: type, category, credit profile, property use, and loan amount

    • Timestamped loan inquiries (2024–2025)

    • Buyer-defined segmentation: state, loan type, credit score, property type, and more

    • Delivered as a ready-to-use CSV file for instant campaign deployment


Whether your focus is home refinancing, equity loans, reverse mortgages, or home purchases, this dataset enables precise targeting of high-intent borrowers across the U.S.


Specialized financial prospect data for mortgage professionals and credit services. Database comprises verified loan applicants categorized by creditworthiness, loan purpose, and property collateral value. Records include qualification tiers ranging from subprime to excellent credit with corresponding loan amounts suitable for refinance marketing, home equity promotion, and credit improvement campaign segmentation.


Dataset supports targeting by mortgage lifecycle stage: home purchase financing, equity extraction, rate-term refinancing, and reverse mortgage qualification. Credit profile classifications enable risk-based pricing segmentation for lenders, while property use indicators (primary/secondary/investment) support occupancy-based offer customization. Applicable for mortgage broker prospecting, credit repair client acquisition, insurance cross-selling to high-value homeowners, and hard money lending outreach.


Dataset Specifications  
Total Applicants 200,600
Collection Period 2024–2025
Data Density 100% complete across all fields
Geographic Coverage 30 US states
Field Schema: Email Address, First Name, Last Name, Street Address, City, State, ZIP, Phone Number, Application Date/Time, Loan Category, Specific Loan Product, Property Structure Type, Credit Score Band, Property Occupancy Status, Military Affiliation Flag, Estimated Loan/Property Value ($)

 Geographic Distribution

State Applicants State Applicants State Applicants
CA 22,220 NC 5,943 CO 3,850
FL 14,905 AZ 4,564 MD 3,699
TX 14,549 VA 4,553 MA 3,690
NY 11,368 IN 4,411 WA 3,629
IL 10,549 TN 4,292 LA 3,536
OH 8,980 MO 3,986 AL 3,270
PA 8,410 WI 3,899 MN 2,923
MI 7,259 GA 6,080 NJ 6,350
CT 2,562 KY 2,495 SC 2,263
IA 2,179 OR 2,144 UT 1,988

Loan Product Segmentation

Product Type Volume Target Use Case
Reverse Mortgage 55,072 Senior lending, estate liquidity, retirement planning services
Home Equity 53,889 HELOC campaigns, renovation financing, debt consolidation
Home Purchase 52,527 New homeowner insurance, furniture financing, warranty services
Home Refinance 39,154 Rate reduction offers, cash-out refi, ARM-to-fixed conversions

Credit-Score Tiering (Marketing Qualified)

Credit Band Score Range Applicant Count Lender Type Suitability
Excellent 720+ 39,742 Prime mortgage, jumbo loans, premium products
Good 620–719 27,047 Conventional refinance, standard equity products
Fair 580–619 38,820 FHA streamlined, credit repair pre-qualification
Lower <580 39,048 Subprime consolidation, secured lending
Poor 539 or below 27,176 Hard money lenders, credit restoration services
Needs Improvement 540 28,809 Rapid rescore candidates, alternative lending

Property Classification & Values

  • Structure Types: Single Family, Condominium, Townhouse, Mobile Home, Manufactured Home
  • Occupancy Categories: Primary Residence, Secondary Home, Investment Property
  • Value Range: $50,000 – $750,000+ (supports LTV calculation for equity marketing)

 Example data (scroll right):

EmailNameLast NameAddressCityStateZipPhoneDate and TimeCategoryType of LoanHome DescriptionCredit ProfileProperty UseMilitaryPrice($)
[email protected]FranciscoBiswas10331 andover point cirOrlandoFL32825407273365310/31/2025 8:45LoanHome RefinanceMobile HomePoor(539)Secondary Homeno113,567
[email protected]KimberlyBosn520 w 33rd stScottsbluffNE69361813685980510/26/2025 0:04LoanHome PurchaseManufactured HomeLowerInvestment Propertyno360,559
[email protected]GeorgePetrosky5026 e main st ste 1MesaAZ85205832818291711/3/2024 16:09LoanHome EquityCondominiumFair(580-619)Investment Propertyno364,313
[email protected]WilliamMoeller790 oakwood drHamiltonOH45013513253890310/27/2025 11:32LoanReverse MortgageTownhouseNeeds Imp(540)Primary Residenceno541,156
[email protected]LisaDevlin84 doty stWalthamMA2452510206014111/2/2025 11:33LoanHome RefinanceSingle FamilyGood(620-719)Primary Residenceno698,485
[email protected]CaseyRobinett392 emmett stCrestlineOH44827419961112710/21/2024 12:53LoanHome EquityCondominiumFair(580-619)Investment Propertyno425,581
[email protected]Randolph mScott3235 deer path lnSouth chicago heightsIL60411513290735610/21/2024 20:45LoanHome PurchaseManufactured HomeLowerInvestment Propertyno619,416
[email protected]JazmineMowrey4520 n oakley aveChicagoIL60625773744717410/31/2025 14:00LoanReverse MortgageTownhouseNeeds Imp(540)Primary Residenceno642,423
[email protected]DavidSmith2792 union pikeRichmondIN47374216392940911/3/2024 16:46LoanHome RefinanceMobile HomePoor(539)Secondary Homeno168,974
[email protected]BertMcswain38025 upper emory ln # 39WishonCA93669718961414910/31/2025 15:02LoanHome RefinanceCondominiumFair(580-619)Investment Propertyno503,313
[email protected]JoshuaBednarski2190 carefree drTaylorsvilleUT84084801671777111/2/2025 2:26LoanHome PurchaseTownhouseNeeds Imp(540)Primary Residenceno641,289
[email protected]PamHarrison11021 s oak aveJenksOK74037918298140210/24/2024 23:32LoanHome PurchaseTownhouseNeeds Imp(540)Primary Residenceno672,571
[email protected]RycAptt3613 w acoma drPhoenixAZ85053602299858010/25/2024 4:41LoanHome EquityMobile HomePoor(539)Secondary Homeyes561,247
[email protected]GeorgeEmerson338 john r blvdSikestonMO63801573631684510/25/2024 12:00LoanReverse MortgageTownhouseNeeds Imp(540)Primary Residenceyes143,044
[email protected]SaraGaulrapp43709 30th street eastLancasterCA93535661675899011/3/2024 12:39LoanHome PurchaseMulti FamilyExcellent(720)Secondary Homeyes419,595
[email protected]ThomasChildress11595 echo lnHanfordCA93230559779351510/26/2025 9:30LoanHome RefinanceMobile HomePoor(539)Secondary Homeno246,066
[email protected]PauloSeguin3929 main stBridgeportCT6606203561290110/31/2025 21:21LoanReverse MortgageManufactured HomeLowerInvestment Propertyno658,666
[email protected]PatriciaArnulfo6134 kilrenny rdLovelandOH45140513831327310/26/2025 4:33LoanHome PurchaseTownhouseNeeds Imp(540)Primary Residenceno212,366
[email protected]MargaritaValadez6015 misty valley drSan antonioTX78242210683465811/2/2025 14:56LoanReverse MortgageTownhouseNeeds Imp(540)Primary Residenceyes561,139
[email protected]CharlesCanna144 derby stCamdenTN38320731676447810/25/2024 15:54LoanReverse MortgageManufactured HomeLowerInvestment Propertyno428,678
[email protected]HeitorCaldas7643 culcourt stDallasTX75209330361434310/25/2024 22:33LoanHome RefinanceSingle FamilyGood(620-719)Primary Residenceyes160,727
[email protected]JamesGutierrez138 stanley stCliftonNJ7013201832611510/21/2024 15:33LoanHome EquityCondominiumFair(580-619)Investment Propertyno552,642
[email protected]JenniferWiley30 tunnel blvd apt 113ChattanoogaTN37411423313466611/3/2024 12:40LoanHome EquityMobile HomePoor(539)Secondary Homeno427,628
[email protected]MarlaletaShepherd15093 paige aveMoreno valleyCA92551954802130710/31/2025 20:01LoanReverse MortgageTownhouseNeeds Imp(540)Primary Residenceno657,549
[email protected]StephanieSmith8 rimfire ctOwings millsMD21117928201094711/1/2025 1:18LoanHome EquityCondominiumFair(580-619)Investment Propertyno198,298
[email protected]RobertCastillo411 heine lnHartsvilleTN37074615351827810/27/2025 20:06LoanHome RefinanceCondominiumFair(580-619)Investment Propertyyes525,380
[email protected]NathaneilMitchell4101 sw 45th aveAmarilloTX79109806789526910/21/2024 10:22LoanHome PurchaseMulti FamilyExcellent(720)Secondary Homeyes532,112
[email protected]SAusitn2854 w grace stChicagoIL60618773329079011/2/2025 16:09LoanHome RefinanceSingle FamilyGood(620-719)Primary Residenceyes233,415
[email protected]LeonardScarlott7511 cane run rd trlr 95LouisvilleKY40258720998004010/28/2025 19:10LoanHome EquityCondominiumFair(580-619)Investment Propertyyes638,598

Additional information

Product tier

Tier 1 – State Slice, Tier 2 – Loan Type Slice, Tier 3 – Credit Profile Slice, Tier 4 – Property / Use Slice, Tier 5 – Full Dataset

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